Compare the Best Local Rates

Current Best Bank and Credit Union Rates in Fair Oaks, CA

While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.

Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Fair Oaks, CA. Fair Oaks Banking Rates has put together a list of the top Fair Oaks interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:

Best Savings Interest Rates in Fair Oaks



  • River City Bank: 1%
  • Schools Financial Credit Union: 0.75%
  • Sierra Central Credit Union: 0.5%


Highest Fair Oaks 6-Month CD Rates



  • Community Business Bank Sacramento: 1.55%
  • S A F E Credit Union: 1.26%
  • Mokelumne Credit Union: 1.2%


Top Fair Oaks 12-Month CD Interest Rates



  • Community Business Bank Sacramento: 2.05%
  • Mokelumne Credit Union: 1.55%
  • Sierra Central Credit Union: 1.26%


Best 24-Month CD Rates in Fair Oaks



  • Community Business Bank Sacramento: 2.25%
  • Five Star Bank: 2.12%
  • Mokelumne Credit Union: 1.85%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.