Highest CD Rates in Fair Oaks, CA: 24-Month Term

You may already be aware that certificates of deposit generally pay out higher interest rates than traditional savings accounts, but did you know that the longer the CD, the higher the rate? Financial institutions like customers to keep their money on deposit for as long as possible, so they’ll reward long-term account holders with better interest rates. That means if you’re looking for the best Fair Oaks CD rates, 24-month (2-year) CD accounts are sure to offer the highest rates.

Today’s 2-Year CD Rates in Fair Oaks

To get a better idea of what currently available, here’s a look at the highest, lowest and average 24-month CD rates in Fair Oaks right now:

Number of Accounts Available: 15
Highest Rate: 1.55% APY
Lowest Rate: 0.8% APY
Average Rate: 1.01% APY

Local Banks and Credit Unions with the Best 24-Month CD Rates

The following are the local Fair Oaks financial institutions that are currently offering the highest 24-month CD interest rates:

Pacific State Bank: 1.55%
Community Business Bank Sacramento: 1.35%
Central State Credit Union: 1.15%
El Dorado Savings Bank, F.S.B.: 1.06%
The Golden 1 Credit Union: 1.05%

These rates are accurate as of 5/13/11 but are subject to change at any time. To view current 24-month CD rates, visit our Fair Oaks 2-Year CD Rates page.

Related Rates Articles

Best Fair Oaks Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Chevron Federal Credit Union 2 Year CD Account	1.00% Date: May 7, 2012 View Rate Details
Seacoast Commerce Bank 2 Year CD Account	1.00% Date: Apr 26, 2012 View Rate Details
Mc Clatchy Employees Credit Union 12 Month CD Account	0.75% Date: May 14, 2012 View Rate Details
USE Credit Union San Diego 2 Year CD Account	0.75% Date: May 1, 2012 View Rate Details
Community Business Bank Sacramento 2 Year CD Account	0.60% Date: May 3, 2012 View Rate Details
Solano First Federal Credit Union 2 Year CD Account	0.56% Date: Apr 30, 2012 View Rate Details
The Golden 1 Credit Union 2 Year CD Account	0.45% to 0.41% Date: May 16, 2012
Sacramento Credit Union 2 Year CD Account	0.41% to 0.39% Date: May 15, 2012
Heritage Community Credit Union 12 Month CD Account	0.25% to 0.20% Date: May 14, 2012
Safe Credit Union Sacramento, CA 2 Year CD Account	0.55% to 0.45% Date: May 11, 2012
Central State Credit Union Savings Account	0.20% to 0.15% Date: May 9, 2012
S A F E Credit Union 2 Year CD Account	0.55% to 0.45% Date: May 4, 2012

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